Author: Ruben Carmichael

18 Apr

What Should You Do if You Have an Accident while Driving a Rental Car?

Many of us know the routine if you’re in an accident with your own car. Matters become more complex when you’re driving someone else’s car. The greater question is what to do when you get into an accident when driving a rented car? We’ll give you an overview of the right steps to take if this happens to you.

Accident while Driving a Rental Car

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Call the Police or Emergency Services

If someone is in need of medical attention, the first thing to do whether you’re in your own car or a rental car is to call 911. If someone is injured, have them evaluated. You can deal with the insurance company later.

If there is no urgent need for medical attention, you should still call the police. The police will write out an accident report. This will provide a neutral third-party account of the accident. Ask for an accident report even if you’re dealing with a hit and run in a parking lot involving your rental car.

Document Everything

Take notes regarding the situation. Who was involved? What are the names of the witnesses, including people on the side of the street? What happened? What are the driving conditions? This is also the time to take pictures of everyone and everything. Take pictures of the damage and potential injuries. This must happen in addition to exchanging insurance information. And keep all of this information so that you can give it to both the insurance company and the car rental company.

File an Accident Report

You’ll need to notify the rental place of the accident. This is the first step to filing an accident report with the rental agency. If you can’t drive the car, they may be able to make arrangements for a replacement vehicle. They’ll make the plans regarding towing and repairing the vehicle. If you have car rental insurance through the rental place, this step is still necessary, though you may not need to deal with any other insurer.

Call Your Insurer

This step depends on the type of car insurance you have. You may need to call your auto insurance company; they may cover the damage to the rental vehicle. For example, if you have comprehensive and collision insurance on your own car, it may cover damage on the rental car as well. If another person was severely injured in the vehicle, whether in the other car or a passenger in your rental car, your personal car insurance’s liability coverage will likely kick in. This type of liability coverage is rarely provided by credit cards when they provide insurance for rental vehicles.

Seek Legal Advice

You may find that the rental car company insurance often doesn’t cover large vehicles, whether it is a large truck or passenger van. Credit card insurance typically doesn’t cover the rental of expensive luxury vehicles, though this may end up excluding SUVs, too. If you use your business credit card to rent a vehicle, they may say their insurance only covers the vehicle if it is truly business travel. Your insurance may exclude certain countries from coverage, or there may be conflicts between insurers as to who should cover the accident. In these cases, it would be better to contact a Chicago accident lawyer.

The good news is that you probably had some sort of auto insurance coverage when you were in the accident. Assuming everyone is OK, start making the right calls so you can get back to your trip as soon as possible.

26 Feb

Tips for buying a used car

Tips for buying a used car

If you’re a first-timer and not familiar with all the workings that make a good car, read on. We’ll try helping make your shopping experience less overwhelming by equipping you with tips for getting what you need. If done right, it’ll be as easy as microwave food or downloading a Toronto Massage App on a day you don’t want to be stressed.

What vehicle do you want to buy?

Before going to a car dealership, know the type of vehicle you need to buy. That will make the selection process easier. It also cuts down the time it takes to get what you’re looking for and drive out with it. Check out the expected market value of the second-hand car you want to buy. Find out the specifications of the car and what an excellent running second-hand vehicle should contain.

Write down the questions you ought to ask. You can consult a blog with this information or ask a friend who’s familiar with the workings of a vehicle to explain to you what you need to look out for. That way, you’ll be able to make an informed decision.

Don’t go alone

Having someone with you helps keep you in check. Salespersons can be very persuasive and derail you from your goal. For them, it is about getting a commission out of every sale and won’t necessarily suggest what’s best for you. When you take a friend along, preferably someone more experienced than you are, they can note when the deal is too good to be true.

Look up the vehicle history report

If you’ve spotted the car you want to purchase, do a quick search on Carfax or AutoCheck to see if the vehicle is worth the investment. That way you’ll be able to know if the car was involved in any serious accidents or had a clean title.  You’re also able to see how many times it changed hands or if the car lot has spun the odometer back.

Don’t get emotionally attached when negotiating

The seller can know when you’re desperate to buy a car, and will most likely exploit it to their advantage. Despite how you feel about a vehicle you wish to purchase or how badly you need it, don’t let your real emotions show. Always keep in mind that even if they don’t give you the deal you want, there are other places you can go. Having the power to walk away puts you at an advantage as the salesperson will likely give you the deal you want for fear of losing a client.

Bring cash

Having the money makes the decision final. You don’t have to worry about a loan or asking the dealer to hold the car for you until you’re ready. The dealership is likely to adjust the deal if you show your commitment to purchase immediately.

Test drive

Select a route that has a mix of what your car will typically be driving. Check for blind spots, acceleration, how it goes round corners, the brakes, and the mechanical condition- can you hear any unusual noises or vibrations as you drive? The radio will have to be off to notice this; you can check that later. You can then ensure if the seatbelts work, the leg room at the back seat and the cargo capacity.

19 Jan

4 Reasons to use a Plant Hire Company

Plant Hire Company

Construction projects are no small feat. They require hundreds of man-hours worth of planning, resourcing, managing and innovating before you can even get to the building aspect thereof. You should use the time spent planning to source reliable plant hire in order to help the building process run smoothly for four reasons which are near impossible to overlook.

  1. Financial implications

Building projects are undeniably costly affairs and require investment in doing something once and doing it properly to avoid additional costs. The easiest way to ensure your project stays within budget is to use plant hire companies.

By using a plant hire company you don’t have to spend gargantuan amounts of money on all the plant hire and contract crushing that needs to be done on your site. By hiring these machines you cut out huge expenses and get all the benefit of their power.

  1. Maintenance

The cost of maintaining construction vehicles is hefty, to put it lightly. Everything from functionality and fuel needs to be constantly checked and maintained. If you do not frequently use said vehicles and they are left stored for extended periods of time they will deteriorate quickly. It is much easier to let someone else handle this by making use of plant hire.

  1. Expertise

By making use of plant hire companies you are also enlisting the expertise of people who understand and use the machines every day. They will be able to recommend the best tools for the project you need to complete. They will not only be able to supply you with the appropriate machinery, but they will also know roughly how long said machinery will take to complete the tasks you need it for.

The array of vehicles needed to fulfil different tasks like bulk civils, construction, demolition or mining contracts are available and can be recommended by quality plant hire providers.

  1. Available options

Instead of buying diggers, loaders, tractors and backhoes you can choose from the wide variety of machinery made available by plant hire companies. By making use of plant hire you can hire multiple vehicles for a fraction of what it would cost to buy one personally.

The accessibility and flexibility, not to mention the financial savings, made available by plant hire companies is unmatched. Use plant hire to make sure your project stays within budget and on schedule! Contact us for more information.